Terms & Conditions

These Terms & Conditions govern use of Appraisal Orbit websites and software services. Appraisal Orbit is operated by Stan Shelton WTA.

Version: 2026-07-18 · Effective date: July 18, 2026

Portions of these Terms are marked for review by a licensed attorney before production enforcement. This page is not legal advice and does not guarantee enforceability.

Contact: stan@stanshelton.net

1. Acceptance of Terms

Access to the protected Appraisal Orbit application requires affirmative acceptance of these Terms, the Privacy Policy, and the professional-responsibility acknowledgments presented on the Legal Acceptance screen. Browsing public marketing pages alone does not grant application access. If you do not agree, do not accept the acknowledgments and do not use the protected service.

2. Eligibility and authority to enter the agreement

You represent that you are legally capable of entering this agreement and, when acting for an office or organization, that you have authority to bind that office or organization to these Terms for yourself and authorized users you invite or permit to use the service.

3. Description of Appraisal Orbit as software only

Appraisal Orbit provides software tools and administrative workflow assistance for appraisal offices, including order and workfile management, communications support, billing workflows, and related features. Some features, including Narrative Report Writing, may be listed as Coming Soon and are not available for purchase until activated.

4. No appraisal, legal, tax, accounting, surveying, engineering, environmental, lending, or compliance advice

Appraisal Orbit does not provide appraisal opinions, legal advice, tax advice, accounting advice, surveying, engineering, environmental consulting, lending, underwriting, or regulatory compliance advice. Any calculations, summaries, maps, extracts, or suggested narratives are software outputs for your review only.

5. No professional-services, fiduciary, agency, partnership, employment, or joint-venture relationship

Appraisal Orbit provides software tools and administrative workflow assistance only. Appraisal Orbit does not perform an appraisal, determine value, serve as the appraiser of record, inspect property, verify assignment data, or provide legal, tax, accounting, surveying, engineering, environmental, lending, underwriting, or regulatory advice.

Use of the service does not create an appraiser-client, attorney-client, fiduciary, consulting, agency, employment, partnership, or joint-venture relationship between Appraisal Orbit and any user, subscriber, lender, borrower, client, property owner, intended user, or report recipient.

6. AI and automated-content limitations

Appraisal Orbit may use artificial intelligence and automated tools to assist with data extraction, calculations, summaries, suggested narratives, comparable analysis, market research, mapping, document review, and report preparation. Artificial intelligence and automated tools may produce incomplete, outdated, inaccurate, misleading, fabricated, or unsupported information.

Appraisal Orbit does not warrant or guarantee the accuracy, completeness, reliability, credibility, availability, or regulatory compliance of any AI-generated, automated, imported, extracted, calculated, mapped, summarized, suggested, or prefilled content.

All such content is provided as a starting point for the user’s independent professional review. The user is solely responsible for verifying all facts, data, calculations, property characteristics, ownership information, legal descriptions, zoning, flood information, measurements, maps, comparable information, adjustments, rents, expenses, capitalization rates, market conclusions, assumptions, certifications, and value opinions before relying upon or including them in an appraisal report.

Use of Appraisal Orbit does not replace professional judgment, competency, required research, independent verification, licensing obligations, USPAP compliance, client requirements, or compliance with applicable federal, state, and local laws and regulations. The appraiser remains fully responsible for the content and conclusions of every appraisal report prepared using the service.

7. Appraiser’s sole responsibility to verify all information

You remain solely responsible for independently reviewing and verifying all information used in appraisal services, whether entered manually, imported, extracted, calculated, suggested, or generated by the service.

8. No guarantee of USPAP, licensing, lender, investor, court, or regulatory compliance

Appraisal Orbit does not guarantee that any report, workfile, workflow, certification, or output will satisfy USPAP, state licensing boards, lender or investor guidelines, court requirements, or any other regulatory or professional standard. Compliance determinations remain yours alone.

9. Third-party information and integration disclaimer

Appraisal Orbit may display or process information supplied by users or obtained through third-party sources, including public records, tax authorities, mapping providers, flood data, demographic sources, uploaded documents, comparable databases, artificial intelligence providers, and integrated services. Such information may be incomplete, outdated, inaccurate, unavailable, or subject to separate license restrictions. Appraisal Orbit does not independently verify third-party information and is not responsible for errors or omissions originating from third-party sources.

10. User-provided content, ownership, authority, and permissions

You retain ownership of content you upload and of final appraisal reports you create, subject to these Terms and any third-party rights. You represent that you have all rights and permissions needed to upload and use that content in the service.

11. Confidentiality and restrictions on highly sensitive information

You are responsible for handling confidential appraisal workfile information appropriately. Do not upload information you are not authorized to process. Avoid submitting highly sensitive personal data that is not needed for the assignment.

12. User responsibility for independent backups and workfile retention

Users are responsible for maintaining independent copies of appraisal reports, workfiles, source documents, photographs, communications, exports, and other records required by law, USPAP, client agreement, insurance requirements, or professional practice. Appraisal Orbit is not the user’s exclusive archival, record-retention, or backup system.

13. Service availability, maintenance, interruptions, and third-party outages

The service may be unavailable due to maintenance, updates, outages, or failures of hosting, AI, mapping, payment, messaging, or other third-party providers. Appraisal Orbit does not guarantee uninterrupted or error-free operation.

14. Beta, preview, experimental, and coming-soon features

Beta, preview, experimental, or Coming Soon features may change, be limited, or be withdrawn. They are provided without commitment that they will become generally available.

15. Subscription terms

Paid Appraisal Orbit subscriptions are generally provided on a month-to-month basis unless a different arrangement is expressly agreed in writing. There is no long-term commitment required for standard month-to-month plans. Public website forms do not automatically create an Office, Clerk account, subscription, or billing account.

16. Recurring billing and taxes[Attorney review required]

Billing may be set up as automatic recurring billing or monthly manual approval/payment when payment processing is enabled for your office. Applicable taxes may be charged where required. Billing details are subject to attorney review and the specific subscription plan presented at purchase.

16A. Subscriber client payments (Stripe Connect)[Attorney review required]

Appraisal Orbit provides optional software that can connect a subscriber office with Stripe so the office may collect appraisal fees from its own clients. When that option is used, the subscriber is the merchant providing appraisal services. Stripe processes the payment. Client funds go directly to the subscriber’s connected Stripe account. Appraisal Orbit does not receive, hold, transfer, or control those client funds. Connecting Stripe is optional. Subscribers remain responsible for Stripe fees, refunds, disputes, chargebacks, taxes, payouts, bank settings, and compliance. Appraisal Orbit subscription fees are billed separately and do not use subscriber connected accounts.

17. Trials and promotional access

Where offered, a 14-day trial or promotional access may be available. Eligibility and conversion to paid service are determined during onboarding and are not completed solely by submitting a public website form.

18. Cancellation and effective cancellation date

Either party may cancel at any time for any reason, subject to the billing method then in effect. Cancellation generally takes effect at the end of the then-current monthly billing period unless otherwise stated in the applicable subscription terms.

19. Refund policy[Attorney review required]

Fees already paid for the current monthly billing period are generally nonrefundable. No partial-month refunds or credits are issued for standard month-to-month cancellations, except where required by law or expressly approved in writing. This refund policy is subject to attorney review before production enforcement.

20. Failed payments, suspension, and chargebacks

Failed payments, chargebacks, or billing disputes may result in suspension or termination of access. You remain responsible for amounts owed for services already provided, to the extent permitted by law.

21. Account and credential security

You are responsible for safeguarding credentials and for activity under your account. Notify Appraisal Orbit promptly of suspected unauthorized access.

22. Office-owner responsibility for invited staff and authorized users

Office owners and administrators are responsible for the users they invite or authorize, including their compliance with these Terms, confidentiality obligations, and acceptable-use restrictions.

23. Acceptable-use restrictions

You may not misuse the site or services, attempt unauthorized access, interfere with security, scrape or abuse AI or data features, upload unlawful content, or use the platform for unlawful purposes.

24. Intellectual-property ownership

Appraisal Orbit and its licensors own the software, branding, documentation, and related intellectual property. These Terms do not transfer ownership of the platform to you.

25. User ownership of uploaded content and final reports

As between you and Appraisal Orbit, you own your uploaded documents and final appraisal reports, subject to third-party rights and the limited license below.

26. Limited license needed to process user content

You grant Appraisal Orbit a limited license to host, process, transmit, display, and create operational copies of your content solely to provide and secure the service, including through subprocessors such as hosting and AI providers engaged for those purposes.

27. Feedback license

If you provide feedback or suggestions, you grant Appraisal Orbit a perpetual, royalty-free license to use that feedback to improve the service without obligation to you.

28. Disclaimer of warranties[Attorney review required]

TO THE MAXIMUM EXTENT PERMITTED BY LAW, APPRAISAL ORBIT IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, RELIABILITY, COMPLIANCE, OR RESULTS.

29. Limitation of liability[Attorney review required]

To the maximum extent permitted by law, Appraisal Orbit and its owners, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; lost profits; lost business; lost appraisal fees; reputational harm; or loss of data; or for damages arising from reliance on generated, imported, or third-party content.

30. Exclusion of indirect, consequential, punitive, reputational, business, appraisal-fee, and data-loss damages[Attorney review required]

Without limiting the prior section, excluded damages include lost profits, lost business opportunities, lost appraisal fees, reputational harm, cost of substitute services, and data loss, whether based in contract, tort, or otherwise, even if advised of the possibility of such damages.

31. Aggregate liability cap, subject to attorney review[Attorney review required]

To the maximum extent permitted by law, aggregate liability arising out of or related to the service is limited to the fees paid by the applicable subscribing office to Appraisal Orbit for the service during the twelve (12) months preceding the claim. This cap is subject to attorney review and may be revised before production enforcement.

32. User indemnification obligations[Attorney review required]

You and, where applicable, the subscribing office agree to defend, indemnify, and hold harmless Appraisal Orbit, its owners, employees, contractors, affiliates, and service providers from and against claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from: appraisal services; reports and value conclusions; uploaded content; violation of law or professional standards; breach of client obligations; misuse of the service; infringement or privacy claims; and actions of office staff and authorized users. This indemnification section is subject to attorney review before production enforcement.

33. No third-party beneficiaries

No lender, borrower, client, property owner, intended user, report recipient, government entity, or other third party acquires any right, claim, warranty, duty, or cause of action against Appraisal Orbit merely because an appraisal, report, workfile, communication, or other document was created, reviewed, transmitted, stored, or exported using the service.

34. Suspension and termination rights

Appraisal Orbit may suspend or terminate access for violation of these Terms, legal risk, nonpayment, security concerns, or misuse. You may stop using the service and cancel according to the subscription terms.

35. Post-termination data access and deletion policy[Attorney review required]

After termination or cancellation, access to the service may end. Retention or deletion of stored data follows the then-applicable retention practices and legal obligations. Appraisal Orbit is not your exclusive backup system. Post-termination access and deletion details are subject to attorney review before production enforcement.

36. SMS terms as a separate optional program

Sender: Stan Shelton WTA (Appraisal Orbit).

Appraisal Orbit may send operational, appraisal-related text messages about a specific appraisal assignment (scheduling, document requests, inspection updates, and status notifications). Message frequency varies. Message and data rates may apply.

Participation in the SMS program is optional. Consent is not required to receive appraisal services and is not a condition of purchasing or using Appraisal Orbit. You may request a bid, order an appraisal, create an account, accept these Terms, and continue the appraisal without agreeing to receive text messages. A bank or lender providing a phone number is not treated as the recipient’s SMS consent. Non-consenting recipients may still be contacted by ordinary telephone or email.

If you provide affirmative consent on the optional SMS Consent page or through an optional unchecked checkbox on a bid or order form, you agree to receive appraisal-related text messages from Stan Shelton WTA concerning the appraisal assignment.

  • Messages are operational and appraisal-related.
  • Message frequency varies.
  • Message and data rates may apply.
  • Consent is optional and not a condition of service.
  • Reply STOP to opt out.
  • Reply HELP for assistance.
  • Support: stan@stanshelton.net
  • Carriers are not liable for delayed or undelivered messages. Delivery is subject to carrier networks and device availability.

37. Governing law and venue, subject to attorney review[Attorney review required]

These Terms are intended to be governed by the laws of the State of Tennessee, without regard to conflict of law principles, and venue for disputes is intended in courts located in Tennessee, subject to attorney review and any mandatory consumer protections that apply.

38. Informal dispute-resolution process

Before filing a formal claim, you agree to attempt to resolve the dispute informally by contacting stan@stanshelton.net and allowing a reasonable time for response.

39. Arbitration, class-action waiver, and jury-trial waiver only if later approved by counsel[Attorney review required]

Arbitration, class-action waiver, and jury-trial waiver provisions are not activated in this version and will be included only if later approved by licensed counsel. Until then, disputes proceed under applicable law and the informal process above.

40. Changes to Terms and reacceptance

We may update these Terms by posting an updated version on this page and updating the Terms version identifier. Changing wording alone does not automatically force reacceptance; changing the required Terms version constant used by the Legal Acceptance gate does. When reacceptance is required, you will be prompted to review and accept before continuing to use the protected application. Prior acceptance records remain preserved.

41. Contact information

Questions about these Terms: stan@stanshelton.net. Privacy Policy version currently published: 2026-07-18.

42. Effective date and version

Effective date: July 18, 2026. Terms version: 2026-07-18. Continued use of the protected application after a required version change is conditioned on affirmative reacceptance.

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